My Niece

I lived away from home for about 17 years, and during that time I've helped my wife's niece financially, more than my wife knew of.
My Niece has had a tough life, 2 kids out of wedlock, worked for sometime as a stripper to survive. Got busted for drugs years ago.
Since I've moved back home, I've also been giving her money now and then.
Over the years I have given her several thousand dollars.
I've been fantasizing about her for a long time, but more so lately.
I'm in my mid 60's, she's in her 40's.
I really want to discuss her finding a way to pay me back, with sex.
2 fantasies include getting a hotel room and showering with her as I fuck her from behind while I wash her hair.
The other is having her dress as a cheerleader and fucking her.
I don't think she gets any cock on a regular basis, and we could help each other out.

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