Wifes cousin masturbating

My wife’s younger cousin has been staying with us while her parents went on a trip. We have a spare bedroom that she is staying in. She is 16 and gets out of school early for a work program she’s in. I came home on lunch break from work and seen her car parked and wondered why she was there. I walk in and call her name but no response. I walk towards the bedroom she’s staying in and knock but no answer. I open the door and I see her on the bed with her phone turned sideways and ear buds in and halfway under the covers. She didn’t see me at first and took about 8sec before she noticed me standing in the doorway. In those 8sec I seen the sheets moving up and down between her legs. She looks up and jumps and I said I’m sorry, I was checking to see if you was ok bc I wasn’t expecting you to be here. She says yea she’s fine, she was told she didn’t have to work today so she came home. She said she wasn’t expecting me to come home on lunch. I said “clearly not” lol. She asked what I meant and I said it’s ok what you was doing I don’t care and won’t say anything. She said omg that’s embarrassing and I said no it’s fine, it’s natural to do that and not a big deal. She said ok thank you for being cool about it. I said no problem, I do it on occasion also. She laughed and I said ok I’m gonna eat something and get back to work. You can finish what you was doing and I’ll see you later. She stayed in the room and I was temted to look but didn’t want to push anything. Now I kinda want her to catch me jacking off. I don’t want to do anything with her but I feel it’s only fair for her to catch me doing it also and we both keep it a secret

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