I've been living with a friend whom I've known for about 13 years. I'm 36, she is 53, and her husband is 46. My boyfriend is in federal prison for 3 years. I'd been homeless and basically been working part-time, since that is all I could get. I was happy that my friend let me move in, with my dog included.
My friend's husband works from home as a website designer. We spend a lot of time at home, and yes, we talk and there is chemistry.
While my friend is away, I screw her husband on occasion. I feel guilty about it, but fucking him is really good. He's never going to leave his wife, but we put our parts together and it is lovely. I'll stop once I can get a new boyfriend. My friend has no idea I'm fucking her guy.